APR Calculator

Calculate the effective APR on a loan once upfront fees are factored in.

Details

Loan amount ($)

Stated interest rate (% per year)

Upfront fees ($)

Loan term (years)

Effective APR

Monthly payment$0

Amount financed$0

Simplified estimate for educational purposes only — does not reflect all deductions, credits, or current-year tax law. Consult a tax professional for exact figures.